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Spring Into Indoor Plant Care
Hey, plant-loving people!
It’s springtime, and you know what that means – it’s time to dust off those green thumbs and prepare your indoor plants for the season! Here are some tips that will help your plant babies bloom and thrive:
Brighten up their day:
Just like you, plants need their daily dose of sunshine. Find a bright spot in your house where they can soak up some indirect sunlight without getting scorched. And if you’re feeling extra fancy, rotate them occasionally to keep them growing evenly.
Give them a drink:
Your plants may be thirsty, but don’t go overboard with the H2O. Remember that drowning them is just as bad as leaving them thirsty. Check the soil every few days and only water them when the top inch is dry. And don’t forget to drain any excess water from the pot to avoid root rot!
Feed them some love:
Spring is the perfect time to show your plants love with a little plant food. You can pick up some organic fertilizer or try a liquid fertilizer for a quick boost. Just be sure to read the instructions and follow the recommended dosage.
Keep them cozy:
As the temperature fluctuates, ensure your plants aren’t feeling the chill. Keep them away from drafty spots and avoid placing them too close to the heater. You don’t want your plants catching a cold, do you?
Give them a haircut:
Like your hair, your plants need a trim every now and then. Pruning helps keep them healthy and encourages new growth. Grab sharp scissors and snip away any dead or dying leaves or branches.
Give them room to grow:
If your plants are feeling a bit cramped, give them some more space by repotting them. This will help them stretch out their roots and get some fresh soil to play in. Plus, it’s always fun to pick out a new pot, right?
Pamper those leaves:
Dust can accumulate on your plant’s leaves, which can make it harder for them to breathe. Give them a spa day by wiping them down with a damp cloth or a soft brush. They’ll thank you with some extra-pretty foliage.
There you have it, folks! With these tips, your indoor plants will flourish in no time. Happy planting!
If you need a great new home to display your plants in, contact me today!
Buyers and Sellers Most Asked Questions: Answered
Home purchasing is probably the most significant financial and emotional investment you’ll make in your lifetime. Sure, it’s exciting, but it can also be overwhelming. But don’t worry, because asking the right real estate questions and getting answers from a trusted team of professionals can put your mind at ease.
Where Do I Start?
Start with getting pre-approval for a mortgage. When it comes to getting pre-approved for a mortgage, there are several benefits that cannot be overstated. Firstly, a pre-approval gives you a clear understanding of how much house you can afford. Armed with this knowledge, you can focus your search on properties that are within your budget and save time looking at ones out of reach. A pre-approval shows sellers that you are a serious buyer and can lead to better mortgage rates.
Is There a Best Time of the Year Price-wise to Buy a Home?
There is no best time of the year to buy a house per se. Seasonal fluctuations play a role. The overall state of the housing market is the most significant factor. Interest rates and economic conditions can also impact home prices. As your agent, I’ll provide you with up-to-date information on local market conditions and guide you through the home-buying process to help you make an informed decision that best meets your needs and budget.
Can I Buy a Home with No Down Payment?
It may be challenging to buy a home with no down payment, but there are options available that can help reduce the amount of the down payment required. The Canadian government offers the First-Time Home Buyer Incentive program that can help eligible first-time home buyers finance a portion of their purchase through a shared equity mortgage with the government. Working with a mortgage broker can also help you find lenders that offer low down payment options. Remember that a lower down payment typically means higher monthly mortgage payments and potentially higher interest rates. It’s essential to do your research and speak with a mortgage professional to determine the best option for your situation.
How Does Mortgage Loan Insurance Work?
The mortgage loan doesn’t protect the buyer. It’s essential to understand how mortgage loan insurance works. If you cannot make a down payment of 20% or more, you will need mortgage loan insurance, which is typically provided by the Canada Mortgage and Housing Corporation (CMHC). Borrowers pay an insurance premium calculated based on the loan-to-value ratio. The premium can be paid upfront or added to the mortgage principal. It’s important to note that mortgage loan insurance protects the lender, not the borrower, in the event of default. If you are considering a mortgage with a loan-to-value greater than 80%, they may need portfolio-based insurance.
How Much Will I Need For Closing Costs?
Closing costs for home buyers in Canada typically range from 1.5% to 4% of the purchase price which can include legal fees, title insurance, home inspection fees, appraisal fees, land transfer tax, and mortgage insurance premiums if putting less than 20% down. Legal fees can cost between $500 and $2,000, while title insurance can cost between $200 and $400. A home inspection can cost between $300 and $500, and appraisal fees can range from $200 to $500. Land transfer tax varies by province and mortgage insurance premiums range from 0.6% to 4.5% of the purchase price. It’s recommended to work with professionals to understand all costs associated with the transaction.
Should I Lower the List Price or Offer an Incentive to Sell My Home Faster?
When deciding whether to lower the listing price or offer incentives to sell a home faster, there are several factors to consider. Lowering the price can attract more buyers looking for a good deal but may result in selling the home for less than its actual value. Offering incentives such as paying for closing costs or a home warranty can make the property stand out and attract more buyers, especially if the home is generating little interest. A real estate agent can provide valuable insights into market conditions and pricing trends to help make an informed decision on the best strategy for selling the home.
What Colour of Homes Sell Quickest?
The best colour for homes is subjective and can depend on various factors, such as location, market trends, and personal preferences. Studies suggest that neutral colours like white, gray, and beige tend to appeal to a broader range of potential buyers, while shades of blue, gray, and beige have been found to sell for more in some markets. Ultimately, the best colour for a home to sell will depend on the specific factors of the property and the preferences of potential buyers in the local market.
What Should I Look for in an Investment Property?
To find a lucrative investment property, consider several factors. Firstly, the property’s location should be in high-demand areas such as neighbourhoods with good schools, public transportation, shopping, and entertainment options. The rental income should also cover mortgage payments, property taxes, and maintenance costs and generate a positive cash flow. The property’s condition should be well-maintained, structurally sound, and in good condition or consider flipping a fixer-upper. The potential for property value appreciation and financing options, including interest rates and mortgage terms, should also be considered. Seek professional advice from real estate agents, accountants, and lawyers before making investment decisions.
Does a Higher Credit Score Mean a Better Mortgage Rate?
A higher credit score generally means you are more likely to receive a better mortgage rate. Lenders evaluate your creditworthiness based on your credit score, which ranges from 300 to 900, with a score of 650 or higher considered good credit. Most lenders prefer borrowers with a credit score of at least 620 to qualify for a mortgage. However, lenders also consider other factors such as income, debt-to-income ratio, down payment amount, and the type of mortgage. It’s essential to shop around and compare mortgage rates from different lenders to ensure you get the best deal possible based on your financial situation.
I hope this blog answers some of your real estate questions and you can put your mind at ease. Start with getting pre-approval for a mortgage to understand how much house you can afford and focus your search on properties within your budget. While there is no best time of the year to buy a home, understanding local market conditions can guide you in making an informed decision.
Incorporate Viva Magenta Into Your Home
Pantone releases a Colour of the Year in January, and in 2023 the colour is Viva Magenta. This bold hue represents the challenges and joy in our ever-changing world. Finding ways to incorporate this colour into your home might seem challenging, but here are a few simple ideas to try for yourself!
Accent Wall or Feature Wall
If you want to add Viva Magenta to a room without it feeling like an overpowering colour, consider painting one accent wall. Another great option to break up the colour is to select a vibrant decorative wallpaper with magenta accents. Think about what other complementary colours you will decorate the room with—lighter shades of blues, pinks and purples can subdue and highlight the colour.
Furniture and Accessories
Furniture in the colour Viva Magenta would make a lovely accent piece in a room, whether it be a chair, ottoman or sofa. Choose contemporary furniture with curves and lines that draw the eye in without making the colour feel overwhelming. If you aren’t ready to commit to such a bold colour, a slipcover over existing furniture would be an easy, cost-effective way to add it. Use smaller Magenta accessories to display, like coffee table books or a vase in soft pink or purple for extra interest.
Artwork and Decorations
If the ideas above are still too ambitious for you, there is always artwork and small decorations for a pop of colour. Look for abstract art featuring complimentary colours or vibrant Magenta. Vintage prints come in rich colour palettes, or search for vintage muted tones like soft pastels to keep in the Magenta theme. Decorations such as pink candle holders or small photo frames—little touches can bring together the whole design.
Create Contrasting Color Combinations
Viva Magenta pairs well with various colours but, when used minimally, can create a strong contrast within its own colour family. Colours like shades of yellow or even sunny yellow can create a unique stand-out effect. Opt for lavenders, pastel pinks or deep purples for a subtle yet rich combination of colours.
Pantone’s Colour of the Year, Viva Magenta, is a bold statement colour but has a lot of versatility. Try incorporating it into your home to create a modern, classy look. Whether you paint the walls or find a great accent piece, this colour will energize any room.
If you need help finding a home, contact your local realtor today!
Design Trends We Can Leave in 2022
Trends come and go throughout the years. Here are the trends that are on their way out in 2023.
Hard-Edge Furniture
Curved furniture is still dominating the interior design space. Hard-edge, clean-line furniture is making its way out. However, instead of completely removing these hard-edge space-saving furniture pieces, dress them up with curved accents, such as round cushions, round coffee tables and textured throw blankets. Pairing furniture with these accents can create balance, depth of space, and coziness.
Rounded Fuzzy Textured Statement Pieces
Fuzzy textured chairs and couches were all the rage in 2022, and the end is in sight for these pieces. While not only being hard to clean, their uniqueness feels dated and drab for the new year—skip this trend in 2023. If you have one or two of these fuzzy chairs or couches, don’t eliminate them, as there is still a trend for round pieces next year. Dress them up with flat fabric throws and cushions.
Monochromatic Minimalism
Monochromatic decor has no personality and a cold quality that needs to be left behind this year. Its over-simple and sparse furniture placement leave little to be desired. Opt for more colours, patterns and boldness in 2023 to bring out your personality in each room.
All-White Kitchens
It is sad to see them go. All-white kitchens are losing popularity this coming year. Although they remain a classic colour palette and an excellent base, to begin with. Homeowners are leaning towards a more kitschy kitchen in the new year, with bold accent colours on the walls and the cabinets. Think of fun tile backsplashes, curtains and plants!
Industrial Hardware
Matte-black plumbing and hardware that coincides with the monochromatic theme are far too casual for the new year. Now that people are dressing and going out again, so are their homes following suit. Polished metals such as chrome and brass are making a comeback and will take center stage in 2023.
Plain Door Frames and Moldings
In 2023 we are looking at vintage homes with interesting architectural elements, such as unique moulding, wider doors and archways. Modern box frame doors have been in for several years, but a shift is coming to create more dynamic living spaces starting with the door frames. Mouldings and cases also avoid contemporary hard edges and opt for scalloped or pentagon shapes.
Before you go and renovate your entire home to fit these trends, you may want to consider just dressing up the existing pieces or fixtures you have–even a fresh coat of paint can make a massive change to a room.
If you need to find a home in the new year, contact your Local REALTOR®.
9 Tips for Surviving the Holidays
Every Holiday season is stressful, with the busyness between meeting up with friends, family and even those Christmas work parties. The feeling of being stretched out thin is inevitable—with the help of these 9 tips, I hope your holiday season can be as stress-free as possible.
Online Shop
Skip all the lines and circle the parking lot, and shop online. Not only is everything you could ever want at the tip of your fingers—but it also conveniently arrives at your doorstep. Frequently online shopping allows for gift-wrapping options. Take full advantage of that service!
Celebrate Minimally
Try to alleviate stress by planning fewer get-togethers and easier ones to host—even better yet, try to avoid hosting altogether and be a guest. If you are hosting, go to the fancy dining and centrepieces, and opt for guests to bring their dish, potluck style and keep decor to a minimum.
Only Buy for the Kids
Purchasing gifts for people can be a huge challenge, from deciding what to get everyone to the financial burden. Skip the adults and only buy for the kids of the family. Children will appreciate the gifts more, and it is more fun to buy and watch them open them. Speaking of gifts, opt for gift bags and tissue paper to save time wrapping.
Minimal Christmas Decorations
A Christmas tree is all you need to set the Christmas mood. Try not to go overboard with too many decorations. If you want to change things up, make your own decorations, from popcorn garland to paper snowflakes—get the whole family involved.
Prepare in Advance
Preparation is your best defence to combat holiday stress. Up until Christmas, pre-bake and pre-cook as many things as possible for the big day. Make lists, plan all your meals, and stock up on extra snacks for drop-in guests. Consider getting some chocolate boxes and small monetary gift cards to have on hand if you’ve missed a gift here or there.
Stock Up in November
The end of November is quickly approaching, so hopefully, you already have some things stockpiled and prepared. Surviving the holiday season means gathering everything you need before the holidays are in full swing—stock up on the essentials like gifts and beverages before the store madness begins. You can easily do this before the start of December.
Call People vs Christmas Cards
Instead of taking time out of your busy schedule to write and order Christmas cards—give those essential people in your life a call before the holiday craziness begins. You may not have talked to friends and family for a while, now’s your chance, even sending off a Facebook message might spark a delightful conversation.
Make Plans in Advance and Re-confirm
Plans are the key to a successful get-together. Make plans days or weeks in advance with your expected company. Re-confirm several times if certain people require it, and re-confirm a few days in advance to ensure everyone is on the same page.
Plan Ahead for DownTime
Regarding schedules, incorporate some quiet downtime into your busy schedule—whether a walk together or alone, a fun family activity like skating or building a snowman, or a drive around the neighbourhood to look at the Christmas lights.
Don’t Sweat the Small Stuff
Nothing in life is perfect, and if you expect everything to run smoothly and go as planned, you are sadly mistaken. Don’t let the little things get in the way of your enjoyment of the holidays. Keep plugging away bit by bit until it’s over.
There you go. I hope you are ready to combat the holiday season with these 9 helpful tips. All we can try is our best and make it through to January.
If you need a home to celebrate the holidays in, contact your local REALTOR®.
