Financial

Financial Smart Financial Planning: Essential Tips for Millennial Homebuyers Welcome to our blog! As a Saskatchewan-based real estate agency, we understand that buying a home is one of the most significant financial decisions you’ll make. If you’re a millennial looking to step into the property market, it’s crucial to have your personal finances in order. Here are some essential tips to help you navigate […]
Buying Navigating the Canadian Real Estate Market: Understanding Interest Rates Did you know that the interest rates can greatly impact the real estate market? When the interest rates are low, it makes it more affordable for buyers to finance their home purchases. However, if the interest rates rise, it could make borrowing more expensive and possibly reduce demand for real estate. Let’s delve into how […]
Financial Budgeting 101: Saving for a New Home Homes aren’t cheap. And with a minimum 5% down payment needed to secure a mortgage, saving enough can feel impossible. Saving to buy a home requires discipline and careful budgeting. Here are some tips to help you get started:   1. Set a Goal Without a target in mind, saving can feel intangible. Setting a […]
Financial 4 Tips For Budgeting a Home Renovation Renovations, especially when preparing your home for sale, can make or break how quickly your property will stay on the market. It’s easy to get caught up in the excitement of choosing new finishes for home projects or be blindsided by unforeseen hiccups that can dramatically increase costs. Deciding on how much to spend on home […]
Buying Top 5 Benefits of Owning a Home I’m not going to beat around the bush; a house is a big purchase and a huge life milestone. You want to make sure you are making the right choice. Have you been wondering if it is worth it to take the leap? Are you overwhelmed by all the information out there? While there are […]
Buying Costs and Considerations When Buying a Home Beginning a home search is exciting and many people just jump right in without considering all the elements that make a home truly right for them. It is a complicated and personal process. With an unsuitable choice, you could lose money, waste time and effort relocating, or even put your family’s health in danger. Choosing […]
Pricing Too High Starting out with too high of a listing price will add to the stress of selling your home. Ideally, during the first few weeks, your home should be overflowing with activity.  Listing agents will market and promote your home to other agents who are working with homebuyers, increasing your personal sales force. If you have […]
Financial Planning Ahead for a New Home There are countless advantages to purchasing a new home. You are able to build equity, enjoy pride of ownership, and truly make a home your own. If you are planning to buy property in the near future, preparing now can help you save time and money. Being prepared may also give you an advantage over […]
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Financial Do Your Homework: Home Inspections The last thing you want to end up with after purchasing your home is unanticipated costly renovations. That’s why home inspections are such an important part of the home buying process. Choosing an experienced home inspector can be tricky, so it’s important to consult with others to help you find a reliable inspector with good […]
Financial Costs and Value Benefits of Owning a Home Buying a home is typically a very exciting time for most people, whether you’re a first time homebuyer or this is the fourteenth time. Many people think of the basic costs like legal fees, GST (in some cases), property tax adjustments, the cost of movers, set-up fees for utilities, new window coverings, etc.  If you’re […]
Buying Waiting to Move What To Do in the Meantime Now that you’ve purchased your new home—whether it’s your first home, one that you’ve downsized into, or one you’ve added to your investment portfolio, there are a few things to remember to do while you are waiting for your chosen possession date. Insured You will need to ensure that […]
Buying The Finances Mortgage Pre-Approval The pre-approval step is an important one. After all, it will dictate how much you can spend and will allow you to determine how much you want to spend. Those sometimes are two different numbers. By getting this step out of the way, you are able to make educated decisions based on your financial […]
Financial What Are the Costs of Selling? You already understand the importance of hiring a REALTOR®, but what are the fees that you will incur? As a seller you don’t pay for any inspections requested by the buyer or a land titles transfer fee but there are a few costs that you will encounter. Commissions This is the big one. As a seller you […]